A system of comparable security for goods to the value of, relies on goods being valued at the right level. At the moment, there is too much pretend paper notes in circulation, compared to the gross international product in terms of food or energy, where minerals are not produce, but a fixed asset that can never grow to get any bigger, whereas crops and farm or fished animals will reach a practical limit, before desertification and acid oceans completely destroy that ability of the planet to support life.

At the present time the banking system is built on the fraudulent premise that if we were all to wander into our local branches and seek to withdraw the equivalent in gold or silver, of $1 dollar, £1 pound, or whatever the flavour of your currency, that the banks would be able to pay you in something of value in the real world. Such that you could, or would be able to barter for goods and services.

Unfortunately, that is simply not true. Banks issuing notes with anything similar printed on them are lying to you. They are mostly responsible for global warming by superheating economies above that planet earth can support sustainably.

A sustainable society should not write cheques higher than the value of produce that our planet can sustain. Why? Because, ultimately, food and energy for life are the limiting factors. We need a banking system linked to the capacity of the planet for sustainable occupation.

This is so because use of land is a delicate balancing act. The question is what are the parameters? 

Is there ample space to house (for example) 9 billion people and for the factories to manufacture goods to be able to enjoy life, where we are already over fishing the oceans and topsoil is being eroded faster than it can be replenished? Doubtful!

It seems we have reached a tipping point and should rein back to a point where our topsoil is steady and fish stocks recover. We should create an Agricultural Standard, and/or Energy Standard, to replace the old Gold and Silver Standards - that ceased to exist as governments decided it was okay to allow banks to lend what they did not have, or rather, what the planet could not afford: more 'Wanker' than 'Banker,' in the modern vernacular.

SUSTAINABLE ENERGY FOR LIFE

The good news is that we are on track to be able to harness the energy that is needed to support life on earth. The fact it will be renewable solar and wind, means that every country might fend for itself. Hence, energy would not be suitable as a limiting factor, or as a currency, as oil was. This of course changes the balance of power, away from the Middle East, where other countries have been profoundly investing. Still good during the transition period.

FOOD FOR LIFE, THE CIRCULAR ECONOMY

The bad news is that we are outstripping our food supply. In cutting down forests to plant crops, we are removing the carbon filtration necessary to combat climate change. As the forests are leveled in one country, we are creating deserts in another.

This needs to stop. One way of putting the brakes on is to index link agricultural capacity, to available money.

DIGITAL CURRENCY

Assuming that we had an Agricultural or Energy Standard Agro-Energy Standard, we'd then need a means to covert real currency credits to a digital form, instantly and momentarily, to be able to purchase goods online. Or pay for goods or services via a Agro-Energy debit card.

By this means we need not cut out banking services completely. But we need to prevent those institutions getting their hands on our data, which is obviously their prime concern. They want to know all about you. More than they should. To be able to control your free will, and sell you goods. And of course tax everything, down to the spent toilet paper you flush down the loo.

A digital currency should be for convenience only. For barter transfers, and nothing else. Your privacy should be the main concern.

The only deviation from this general protection, is large overseas transfers, that could be from drug dealers or terrorists. But that does not include the ordinary voter or worker. Who should enjoy far more protection than at present.

GOLD & SILVER INVESTMENT MINT

We'd suggest that savers should invest in precious metals and gemstones. Pensioner's especially are at risk when the savings are devalued by inept governments. With no apology or other compensation mechanism, governments, such as the UK, can lie about growth and policies, and ruin the economy, as happened with Boris Johnson and Liz Truss. When the National Debt climbed to £2.36 trillion pounds under Conservative administration.

An investment mint should be set up internationally, with a small percentage to cover production costs and administration. Say 3%. Then those investment coins might be purchased and kept in a safe, or bank vault, so that the precious metal, or gemstones, might be traded via a digital conversion, as above.

By this means, saving would and could be protected from corrupt politicians and policies.

CRYPTO CURRENCIES

Any person who invests in a psuedo currency, by way of a get rich quick scheme (like Sam Bankman-Fried), or alternative investment, that has no basis or link to any real tradable goods or services, should have their head examined - in our view. It is a form of pyramid selling in our opinion, and should be outlawed.

It's a bit like Paypal. A means of avoiding any form of security, that in the case of Elon Musk's brainwave, links to currencies such as the £pound and $dollar, avoiding the need for banking premises, offering lower cost banking at the start. It is a bank in the sky, that seems to have caught on. Mainly because banks use currencies that are themselves based on false promises - so why not have another one based in thin-air. Enter, crypto currencies, that we agree with in seeking to establish something more concrete than pounds or dollars. But do not agree with as to the lack of security for investors. It is pure speculation. You might as well place a bet on the National Lottery. This is our view and opinion, protected by the Universal Declaration. It is a basic human right to hold opinions and share them with others.

But don't let us stop you. Financial suicide is a lot less permanent, than actual suicide.

Should any person or government mentioned disagree with this view, we will of course print their views, to ensure balanced reporting.

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